Land Bank

Land Bank of Taiwan has joined the global voluntary carbon reduction initiative "Earth Hour" by turning off signage and exterior lighting at all its 149 branches nationwide. The lights will remain off for three consecutive evenings from Friday, March 21 to Sunday, March 23, 2025, demonstrating the bank's commitment to achieving net-zero emissions.   "Earth Hour" was launched by the World Wildlife Fund in Sydney, Australia in 2007, aiming to raise awareness about climate change issues through the simple act of turning off lights. The movement has now spread to over 190 countries worldwide. In addition to coordinating the lighting shutdown across its 149 domestic operations centers, the Land Bank is encouraging both employees and customers to participate in the initiative. The bank is also promoting the campaign through social media platforms, calling on all sectors to conserve energy and implement carbon reduction practices in daily life, working together toward sustainable development.   In response to Taiwan's 2050 net-zero emissions policy, the Land Bank has implemented both ISO14001 Environmental Management System and ISO50001 Energy Management System standards. The bank is taking a multi-pronged approach through greenhouse gas management, energy and water resource management, replacement of high-energy consumption equipment, and green building certifications. The bank continues to purchase green electricity and has installed rooftop solar power generation systems at its branch locations to increase renewable energy utilization. Last year, the bank's "Nangang Branch High-Efficiency Chiller Project" was registered as a voluntary greenhouse gas reduction offset project, receiving approval from the Ministry of Environment. This marks the first carbon rights project approved nationwide following amendments to the "Climate Change Response Act."   Upholding the principle of environmental sustainability, the Land Bank has also partnered with the Wetlands Taiwan Association and the Leopard Cat Association of Taiwan to strengthen environmental education at the grassroots level. Through these long-term efforts, the bank has received multiple recognitions, including the "Sustainable Finance Award" from the Joint Credit Information Center, as well as the "Sustainability Report Gold Award" and the "Social Inclusion Leadership Award" from the Taiwan Corporate Sustainability Awards (TCSA). The Land Bank aims to leverage its financial influence and dedication to social responsibility to create sustainable value in collaboration with all sectors, working toward a better future for our planet.   Contact: Cheng-Yu Liao Phone: 02-2348-3283

The Land Bank of Taiwan's years of commitment to environmental sustainability have again received national recognition. On February 26, 2025, the bank was awarded a certificate of appreciation for "Environmental Protection Adoption of Marginal National Non-Public Land" by the National Property Administration of the Ministry of Finance. Deputy General Manager Tzu-Ying Tsai represented the bank at the award ceremony, showcasing the successful three-way collaboration between the Ministry of Finance's land protection initiatives, environmental organizations' conservation expertise and the bank's green finance practices.   In pursuit of land conservation and environmental sustainability objectives, the National Property Administration has actively facilitated partnerships with environmental NGOs since 2019 to adopt marginal national non-public lands. Land Bank, guided by its ESG (Environmental, Social and Governance) positioning that emphasizes social care and environmental sustainability, has partnered with environmental organizations including the Wetlands Taiwan Association and the Leopard Cat Association of Taiwan to strengthen environmental education at the grassroots level. Through wetland field studies and school outreach programs, these initiatives have enhanced students' appreciation for environmental protection, earning recognition and appreciation from the Ministry of Finance.   Simultaneously, the Land Bank is supporting government policies through its role in green finance, addressing global environmental and climate change issues by launching initiatives such as "Green Building Financing," "Green Building Mortgage Loans" and "Green ESG Auto Project Loans." These programs promote green buildings, eco-friendly building materials and low-carbon transportation. The bank also focuses on the environmental risks and impacts of high-pollution and energy-intensive industries by enhancing its ESG review mechanisms. Land Bank has issued sustainable development bonds totaling NT$4.5 billion, with proceeds directed toward green investments and social benefit projects, effectively channeling funds to support sustainable development sectors and demonstrating the bank's commitment to advancing sustainable finance. In 2024, the bank received multiple recognitions, including the "Sustainable Finance Award" from the Joint Credit Information Center, as well as the "Sustainability Report Gold Award" and "Social Inclusion Leadership Award" from the Taiwan Corporate Sustainability Awards (TCSA). Additionally, the bank has earned recognition for excellence in the Financial Supervisory Commission's "Financial Service Industry Fair Customer Treatment Principles Evaluation" for six consecutive years. Through its financial influence and dedication to social responsibility, Land Bank aims to create a brilliant future of corporate, social, and environmental sustainability.   Contact: Cheng-Yu Liao Phone: 02-2348-3283

In order to capture opportunities in line with the New Southbound Policy, Land Bank’s general manager, Chih-Chien Chang, led a team to inspect the establishment of a new branch in Brisbane, Australia on December 23, 2024. The new branch was successfully opened today, marking the Bank’s 9th overseas branch.   According to the International Trade Administration, MOEA, Australia is one of the Taiwan’s top ten trading partners. Australia exports meat and agricultural products to Taiwan while Taiwan exports hi-tech products to Australia, fostering a mutually beneficial trade relationship. Investment between Taiwan and Australia has reached hundreds of billions of NT dollars, highlighting the strong and active economic ties between the two countries.   In response to market demand and business opportunities, the Bank applied to the Australian Prudential Regulation Authority (APRA) to establish a branch in Brisbane, demonstrating its determination to expand its global market. The new branch also lays a foundation for the long-term cooperative relationship between Taiwan and Australia.   The Bank pointed out that the Brisbane Branch will initially provide corporate lending, deposit and foreign exchange services, while also developing diversified financial services such as trade finance. Aside from providing services to Taiwanese businessmen and Chinese enterprises, the Bank will also expand its services to Australian enterprises and multinational companies based in Australia. In the future, our Brisbane Branch will serve as an important bridge to facilitate economic and trade exchanges between Taiwan and Australia. The Brisbane Branch’s priority is to provide diverse financial solutions for local companies, foreign companies as well as the Chinese community, supporting business growth and the development of customers in Australia.   Land Bank currently has 148 branches in Taiwan and 9 overseas branches (Los Angeles, Hong Kong, Singapore, Shanghai, New York, Tianjin, Wuhan, Brisbane, and Kuala Lumpur), and is in the process of setting up a branch in Tokyo. As the Land Bank expands its overseas financial footprint, it strengthens its profitability in the international market.   Contact person: Pei-Chun Lai Tel: 02- 2348-3552

To create a financial friendly environment, two new features were added to all Land Bank ATMs in December 24, 2024 - “Cross-bank cardless cash withdrawal with QR code” and “Talking ATMs for the visually impaired” which offered more convenient financial services for cross-bank customers and the disadvantaged.   Over the past year, the Bank has been upgrading its UI/UX interface languages, intelligent customer services, push OTP authentications, cross-bank cardless withdrawals with QR Code and talking ATMs. We are proud to announce that all of our ATMs have now been fully upgraded.   To meet the needs of migrant works and tourists, our ATMs support multiple languages: Japanese, Korean, Indonesian, Thai, and Vietnamese. To also strengthen the Bank’s intelligent customer service QR-Codes and OTP authorization services, customers experiencing problems while using the ATM can receive assistance upon scanning the QR Code for the Bank’s online intelligent customer service. Our ATMs can also be used to apply for OTP authentication, enabling quick verification of the customer and making our financial services more user friendly.   We have also introduced two useful features on the ATM - cross-bank cardless cash withdraw with QR-Code and talking ATMs. When customers withdraw cash from an ATM, after selecting Cardless Cash Withdraw and QR-Code option, they can scan their QR-Code and enter their cardless withdrawal pin within two minutes. This saves the user’s time as they no longer need to enter the financial institution code, withdrawal serial number and amount. Our talking ATMs (with deposit feature) allow the visually impaired to make deposits by selecting the Voice Deposit option and inserting their cash into the ATM, easily completing the process.   Pursuant to international standards, the FSC has developed the “Financial Inclusion Indicators for Taiwan”, setting specific benchmarks for accessibility, usability, and quality of financial services. Measurement indices include: the ratio of accessible ATMs, ratio of multi-lingual ATMs, as well as the promotion of bilingual model branches, fair treatment of customers, and dispute resolution mechanisms.   In line with FSC’s policy in meeting the needs of different ethnic groups and nationalities, over 60% of our branches are bilingual (Chinese and English) and we offer forms in Chinese and English, our branch signboards are in Chinese and English, and our staff speak both languages. Our target is to have all branches bilingual by the end of 2027 in order to provide fully diversified and friendly financial services.   At Land Bank, our priority is to create a friendly financial space and treat all customers fairly. We are committed to the systematization of processes, enhancing the conciseness of content of contracts, diversification of cross-industry alliances, and specialization of staff. At the same time, we continue to introduce accessible service counters, accessible ATMs, talking ATMs, sign language interpretation, and waive service charges for cross-bank withdrawals for our customers with disabilities. Dedicated to protecting the rights of vulnerable customers and preventing fraud and financial exploitation, we took the initiative to raise fraud awareness and offer user-friendly Standard Form Contracts and appropriate workflow management measures.   Our years of hard work in this area have been affirmed through winning the FSC's “Fair Treatment of Customers Assessment in the Financial Services Sector” award for six consecutive years, as well as the “TCSA Social Inclusion Leadership Award” for three consecutive years. Over the years, we have assimilated the fair treatment principle into our business DNA to construct a more inclusive and friendly financial space. In doing this, we hope that our customers will have a warm and convenient financial experience, hence establishing a sustainable ecosystem that promotes the prosperity of the bank, society, and the environment.   Contact person: Pei-Chen Hsu Tel: 02- 2348-3852

The Dali Branch of the Land Bank of Taiwan was reopened on December 23, 2024, at its new address No. 652 Dongrong Rd., Dali District, Taichung City, to provide our clients with the full range of services. Donations were made Huei-Ming School for Blind Children and Guang Liang Charity Society during the opening ceremony to fulfill our corporate social responsibility.     The Dali Branch of Land Bank has won the trust and support of local clients since it first opened its doors in 2007. The new location will feature modern equipment, accessibility spaces/facilities, and video remote sign language interpreting service to create a friendly and inclusive finance environment. Enhanced over-the-counter and digital finance services will cater to the diverse needs of our clients.     In addition to service quality improvements, the Land Bank is also working actively in the digital finance field to upgrade the “Land Bank” mobile banking app. The integration of personal financial services into a single platform will provide high-quality financial services 24 hours a day that shows every client our professionalism and caring approach.     As a 100% state-owned bank, the Land Bank hosts more than 300 charity events each year including blood donations, environmental protection, and visits to children’s/senior homes. Our staff actively volunteer to provide material assistance to disadvantaged groups. Recognition of Land Bank’s efforts over the years included winning the Trust Award for eldercare and people with disabilities in the “Trust 2.0 Plan Evaluation” from the Financial Supervisory Commission for five consecutive years, and being named as a top performer in the “Assessment of the Implementation of Treating Customers Fairly Principles (“TCF Principles”) by Financial Institutions” by the Financial Supervisory Commission for six years running. Land Bank has received the Sports Activist Award from the Ministry of Education for 16 years in a row making us a leading supporter of the sports and charities.        In the future, the Land Bank will continue to embrace our core philosophy of “giving back to society” through the promotion of inclusive finance, fulfillment of corporate of social responsibility, fostering a friendly and inclusive society, and provide clients with even more outstanding financial services. At the same time, we will partner with all segments of society to build a sustainable future together.   Contact Person: Chiang, Chu-Chia Contact Number: 02- 2348-3320

The Land Bank of Taiwan (LBOT) hosted the 2024 Charitable Trust Donation Ceremony on December 5, during which Chairman Ying-Ming He and President Chih-Chien Chang presented appreciation plaques to donors, including Farglory Land Development Co., Ltd., Clevo Co., Honhui Group, Mr. Hsu, and Mr. Chou, in recognition of their selfless contributions over the years.        According to statistics for the second quarter of 2024 published by the Ministry of Health and Welfare, Taiwan has approximately 1.22 million people with disabilities and around 210,000 low-income elderly individuals. With the number of people with disabilities rising annually, LBOT employs its charitable trust mechanism to fulfill corporate social responsibility and align with the Financial Supervisory Commission’s "Trust 2.0 Plan,” offering donors comprehensive, tailored charitable trust services.        Since 2016, LBOT has collaborated with local governments across the nation to launch social welfare charitable trusts based on donors’ visions and plans. By partnering with social welfare organizations, care facilities, and medical institutions, LBOT ensures that every donation achieves maximum impact and provides robust protection. This model fosters a virtuous cycle of collaboration between the government, financial institutions, and philanthropic individuals, channeling societal resources to care for individuals with disabilities and low-to-middle-income seniors. To date, the trust has raised more than NT$330 million, benefiting over 5,000 vulnerable individuals.        LBOT has established 42 charitable trusts for social welfare since its inception. Many donors have been long-time supporters, including corporate donors such as Farglory Land, Clevo, and Honhui Group, as well as private individuals like Mr. Hsu, Mr. Chou, and many other anonymous benefactors.        To express gratitude to donors for their partnership in advancing social care, LBOT invited the visually impaired group Woodpecker Band to perform classic melodies at the 2024 Charitable Trust Donation Ceremony. This initiative highlights support for performing groups from vulnerable communities, fostering the power of kindness in society while symbolizing the appreciation of all beneficiaries for the donors' generosity.        Guided by the philosophy of "what is taken from society is given back to society," LBOT has long leveraged its core business to promote diverse charitable trusts. Additionally, it organizes over 300 public welfare activities annually, including visits to orphanages and care homes, blood donation drives, and environmental protection initiatives. Thousands of employees voluntarily join as part of its corporate social responsibility efforts, providing tangible support to disadvantaged groups.       Over years of dedicated efforts, the Land Bank of Taiwan has achieved significant accolades, including winning the Trust Association's Elder Care Trust Award for three consecutive terms under the Trust 2.0 Initiative Evaluation Program; as an "Outstanding Bank for Elders and Disabled Trust Property" for five consecutive years; and recognition from the Financial Supervisory Commission for its adherence to the "Fair Treatment of Customers" principles for six years in a row. These recognitions underscore LBOT's commitment to inclusive finance and its success in creating a sustainable ecosystem of collaboration and co-prosperity among enterprises and society.   Press Contact: Cheng-Fang Kuo Contact Number: 02-2348-3990

To encourage corporate support for the sports industry, the Ministry of Education's Sports Administration held the 16th Sports Promoter Awards Ceremony on November 29. The Land Bank of Taiwan (LBOT) received three major honors in the sponsorship and promotion categories: the "Gold Award" for sponsorship, the "Long-Term Sponsorship Award," and another "Gold Award" for promotion. The awards were presented by Minister without Portfolio Shih Che to Chairman Ying-Ming He of the Land Bank of Taiwan.   LBOT's badminton team, established nearly half a century ago in line with national sports policies, and its women's tennis team, with a 27-year history, have been instrumental in advancing Taiwan's sports landscape. Every year, LBOT allocates dedicated funding to support team operations. Additionally, the bank constructed its own badminton and tennis facilities in Qingtan, Xindian, and has partnered with 11 key sports schools, providing training expenses and fostering a robust development pipeline from high school and university teams to professional teams. Today, LBOT's athletes are not only frequent winners in competitions but also core members of national teams, earning the institution a reputation as the cradle of Taiwan's badminton and tennis elites.   Beyond nurturing national athletes, LBOT is committed to being a steadfast pillar of support for its players. It allocates tens of millions of New Taiwan dollars annually for player nutrition, professional sports science training, and international competitions. Furthermore, LBOT has established a comprehensive career development system, offering post-retirement training to help athletes transition into banking roles while ensuring a stable and fulfilling career path.   Under its comprehensive training system and robust career development framework, the Land Bank of Taiwan has cultivated numerous rising sports stars. At the recent Paris Olympics, LBOT's Wang Chi-Lin and Lee Yang, known as Taiwan's golden men's doubles duo "Lin-Yang Pair," successfully defended their badminton men's doubles gold medal. This remarkable achievement not only set a new record as Taiwan's first in the sport but also marked the first-ever consecutive gold medal in Olympic badminton men's doubles history. Meanwhile, LBOT's women's tennis player, Tsao Chia-Yi, paired with Taiwanese tennis legend Hsieh Su-Wei, secured fifth place in the Olympic women's doubles, equaling Taiwan's best record to date.   Current LBOT players continue to shine on the international stage. In badminton, notable athletes include the "Lin-Chiu Pair" Wang Chi-Lin and Chiu Hsiang-Chieh, men's singles powerhouse "Left-Handed Cannon" Lin Chun-Yi and "Flash" Su Li-Yang, and rising women's singles talents Wang Yu-Hsi, Lin Hsiang-Hsuan, Lee Pin-Yi, and Liao Jui-Chi. Dominant doubles teams include the "Li Brothers" Lee Fang-Jen and Lee Fang-Chih, as well as Chang Ko-Chi and Chen Hsin-Yuan, Chen Zhi-Ray and Lin Yu-Chieh, and Chen Sheng-Fa and Chen Cheng-Kuan. Women's doubles players Yang Ching-Tun and Chang Ching-Hui, Lin Jhih-Yun and Hsu Yin-Hui, and Lee Chih-Chen and Lin Yen-Yu also remain competitive forces. In mixed doubles, star pairs such as Po Li-Wei and Chang Ching-Hui, Lu Chen and Lee Chih-Chen, Chen Cheng-Kuan and Hsu Yin-Hui, Chiu Hsiang-Chieh and Lin Jhih-Yun, and Chang Ko-Chi and Lin Yen-Yu consistently deliver victories. In tennis, "The Iron Cannon" Liang En-Shuo and "The Rising Star of Tennis" Tsao Chia-Yi have claimed multiple international women's tennis championships, further solidifying the Land Bank of Taiwan's legacy as a powerhouse in nurturing world-class athletes.   Land Bank athletes not only excel on the court but also act as ambassadors for public welfare. Chairman Ying-Ming He has prioritized corporate social responsibility (CSR) as a key objective for LBOT's sports teams. Through annual charity events, the teams engage with disadvantaged youth and promote badminton. Notable initiatives this year include the “Land Bank Invites Lin-Yang Fans for a Badminton Showdown” and charity fair event at the Land Bank of Taiwan Badminton Hall in April, the “Youth Badminton Summer Camp” in Nantun Elementary School in Taichung in July, and two upcoming “Badminton, Here I Come!” teaching events scheduled for November and December at Minquan Elementary School and Bailin High School in Taipei. These activities highlight LBOT's commitment to social welfare and inclusivity.         Beyond its commitment to CSR, LBOT plays a vital role in advancing digital and green finance. In recent years, the bank has actively promoted various loan programs to support enterprises in enhancing their sustainability efforts. These initiatives include “Low-Carbon Transformation and Smart Upgrade Loans,” “Green Building Financing,” and “Renewable Energy Power Generation Equipment Loans – Green Power, Green Profits Marketing.” Additionally, LBOT has collaborated with JCB International to launch eco-friendly financial products, such as the “Do Do Sports Card” made of sustainable materials and the limited-edition Wang Chi-Lin “Yulin Shining Card.” Together, they contribute to creating a sustainable ecosystem where the bank, its customers, society, and the environment thrive in harmony.   Contact person: Chun-Chang Li Tel.: 02-2217-3271 #121

FinTech Taipei 2024, Taiwan’s premier financial technology event, will take place on November 1-2, 2024. This year, the Land Bank of Taiwan is spotlighting charitable donations, introducing a TWQR code payment experience to inspire the public to extend kindness and hope to individuals with spinal cord injuries.        In response to the Ministry of Finance's ESG (Environmental, Social, and Governance) initiative, the Bank is participating under the theme "Spreading Love, Illuminating Hope for Spinal Cord Injuries" and actively advances charitable initiatives. Partnering with the Spinal Cord Injury Foundation, the Land Bank of Taiwan will operate a booth (Booth No. A333) where visitors can experience TWQR code payment firsthand. Donations made to the Foundation via this platform will be rewarded with exclusive limited-edition gifts, encouraging attendees to engage in this meaningful cause and "share love for spinal cord injuries at the right moment."        Beyond hosting regular charitable activities, the Land Bank of Taiwan has consistently championed the principle of fair customer service. In recent years, the Bank has prioritized the needs of vulnerable groups by introducing accessible service counters across all its branches nationwide. Additionally, all its ATMs are designed to be barrier-free, with many featuring audio services for visually impaired users. These efforts aim to create a more inclusive and welcoming financial environment, ensuring every customer enjoys a warm and convenient banking experience.        Driven by its vision to "Pursue Sustainable Development and Advance as a Leading Financial Institution," the Land Bank of Taiwan combines innovative financial services with social engagement and care. By embracing inclusive finance, the Bank fosters a sustainable ecosystem that benefits its operations, society, and the environment in harmony.   Contact Person: Ju-feng Kan Contact Number: 02-2348-3860

In support of sustainable finance and government policies, the Land Bank of Taiwan collaborated with the Leopard Cat Association of Taiwan (LCAT) from September to November 2024. Together, they organized the "Leopard Cat’s Day" outreach program at six elementary schools across Miaoli County, aiming to raise awareness about natural resource conservation and environmental protection. Additionally, the Bank donated 200 packages of “friendly rice” to local social welfare organizations in Miaoli, integrating social welfare with its environmental initiatives.   Since 2020, the LCAT has partnered with the National Property Administration to adopt a critical leopard cat habitat in Tongxiao, Miaoli. Through regular patrols, ecological monitoring, guided tours, and conservation education, the LCAT has remained committed to protecting these endangered species. The leopard cat, listed as an endangered species under Taiwan’s Act on Wildlife Conservation, primarily inhabits low-altitude areas that overlap with human activity zones. In recent years, the National Property Administration has collaborated with various organizations to map leopard cat habitats and connect marginal public lands for conservation. By allowing environmental groups to adopt these lands, the government aims to improve land management while advancing conservation efforts.   This year, from late September to mid-November, the Bank and LCAT hosted conservation education activities at six Miaoli elementary schools: Ciau Wen, Wugu, Jian-Guo, Jhunan, Nanhe, and Wuhu Elementary Schools. These activities introduced students to the leopard cat, its survival challenges, as well as conservation efforts, while underscoring the importance of environmental sustainability. To further demonstrate its commitment, the Bank distributed 200 packages of naturally farmed “friendly rice” to the Miaoli Family Support Center, providing families with safe, healthy food while supporting eco-friendly farming practices that benefit leopard cat habitats. This initiative brings together collective efforts to implement tangible actions in environmental conservation while showcasing the Bank’s passion for social responsibility and care.   As Taiwan’s only fully state-owned bank, Land Bank of Taiwan is deeply committed to sustainability and social care. Beyond initiatives such as youth badminton summer camps and public welfare education, the Bank collaborates with organizations like the LCAT, Wetlands Taiwan, and I Wan Jan Puppet Theater to bring sustainable environmental and cultural education to schools. The Bank also supports disaster relief efforts, such as offering recovery loans for families and enterprises after the April 3 Hualien Earthquake, and has issued sustainability bonds to fund green and socially beneficial projects, fostering Taiwan’s development while fulfilling its corporate social responsibility.   Contact Person: Chu-lin Li Contact Number: 02-2348-3287

In strong support of Taiwan’s silicon wafer industry, the bank has arranged a seven-year ESG-linked syndicated loan for Wafer Works, totaling NTD2.76 billion. The loan was oversubscribed by 184%, reflecting the confidence of domestic banks in Wafer Works' operations. On October 15, 2024, the bank’s General Manager, Chih-Chien Chang, represented the syndicate in signing the credit agreement with Wafer Works' Chairman, Ping-Hai Chiao.   Since 2019, the Executive Yuan has promoted the “Three Major Programs for Investing in Taiwan.” As of August 2024, 1,518 companies have been approved under these programs, with total investments reaching NTD2.3 trillion, creating 153,000 jobs. This initiative has driven investments in Taiwan’s silicon, AI, and electric vehicle industries, with companies like Wafer Works enthusiastically responding.   Wafer Works, the world’s sixth-largest silicon wafer supplier and one of the top three providers of low-resistivity heavily-doped wafers, has repeatedly applied under the “Three Major Programs for Investing in Taiwan.” This year, the company increased its investment by NTD17.3 billion to establish a new plant in the Erlin campus of the Central Taiwan Science Park, targeting the 12-inch wafer market for automotive power devices and power management chips to boost revenue.   In addition to offering comprehensive R&D, manufacturing, and sales services for semiconductor silicon wafers, Wafer Works is also a model of environmental sustainability. The new Erlin plant will include solar power systems, reclaimed water, and waste recycling facilities, aligning its green manufacturing goals with the bank’s commitment to green finance.   To support Wafer Works' continued investment in Taiwan, with a focus on environmental sustainability, the bank proactively took the lead as the arranger for this syndicated loan, inviting eight other financial institutions to participate: Taiwan Cooperative Bank, First Commercial Bank, Bank of Taiwan, Hua Nan Bank, Chang Hwa Bank, Taipei Fubon Bank, Taiwan Business Bank, and Entie Commercial Bank. Initially, the loan amount was set at NTD2.3 billion to refinance existing loans, but due to strong participation from the banks, the final amount reached NTD4.24 billion, demonstrating the banks' confidence in Wafer Works' business prospects.   Furthermore, to encourage Wafer Works to implement green manufacturing, the bank incorporated ESG sustainability measures into the loan terms. By meeting specific targets, the company will be eligible for preferential interest rates, fully embodying the principles of green finance.        In 2024, under the theme “Leading Green Finance, Spreading Wings for Sustainability and Prosperity,” the bank has actively pursued credit agreements with leaders in the circular economy and sustainable energy industries. The bank has promoted sustainable loan programs such as “Low-Carbon Transition and Smart Upgrades Loans,” “Green Building Financing,” and “Renewable Energy Equipment Loans – Green Power, Green Profits Marketing,” helping enterprises seize green energy opportunities. The bank aims to guide corporate partners and individual clients toward sustainability, creating a financial ecosystem where banks, society, and the environment thrive together.   Contact: Tzu-Chen Yang Tel.: 02-2348-3391