Item | Fee Standard |
Annual Fee | - JCB Eternity Card /JCB iPass Cobranded Eternity Card:
Primary Card: NTD10,000 each. Supplementary Card: No charge. The annual fee for the first year shall be waived. From the second year and onwards , the annual fee could be waived NTD 1,000 each as long as the cardholder spends NTD10,000 or more on purchases during the preceding year. The annual fee will be waived after the cardholder spends at least NTD$100,000 during the preceding year. - JCB iPass Cobranded Precious Card:
Primary Card: NTD2,000 each Supplementary Card: NTD1,000 each The annual fee for the first year shall be waived. From the second year and onwards, the annual fee for the year may be waived if the cardholder has a spending record using the card during the preceding year. - icash2.0 Cobranded Titanium Card:
Primary Card: NTD2,000 each Supplementary Card: No charge. The annual fee for the first year shall be waived. From the second year and onwards, the annual fee for the year may be waived if the cardholder has a spending record using the card during the preceding year. - Platinum Card:
Primary Card: NTD3,000 each. Supplementary Card: NTD1,500 each. The annual fee for the first year shall be waived. From the second year and onwards, the annual fee for the year may be waived if the cardholder has a spending record using the card during the preceding year. - International Credit Card:
Gold Card –Primary: NTD2,400 each Gold Card – Supplementary: NTD1,200 each Classic Card – Primary: NTD1,200 each Classic Card – Supplementary: NTD600 each The annual fee for the first year shall be waived. From the second year and onwards, the annual fee for the year may be waived if the cardholder is free from any unsatisfactory payment history. |
Revolving Credit Interest Rate | The credit cards do not offer revolving credit limits. The cardholder shall settle all outstanding payment for each period in full. |
Penalty | A penalty of NTD100 shall be charged if the overdue payment is above NTD1,000. The penalty may be levied for at most three consecutive months. |
Reporting Loss Handling Fee | NTD200 |
Handling fee for Retrieval of Transaction Slips | The cardholder is obliged to pay to the Bank a handling fee of NTD100 for each request for retrieval of transaction slips or refund slips from the acquirers. |
Reissuance of Credit Card Statements | If the cardholder requests reissuance of credit card statements issued more than three months ago, a handling fee of NTD100 shall be charged for each monthly statement requested if the reason of reissuance is attributable to the cardholder. |
Foreign Exchange Rate and Transaction Fees for Overseas Spending | All credit card transactions conducted by the cardholder shall be settled in NTD. For transactions (including refunds) not denominated in NTD or for transactions conducted overseas (including those with foreign online shops or contracted merchants) in NTD (including refunds), the cardholder authorizes the Bank to convert the amount into NTD based on the exchange rate of the converting date as announced by the respective credit card international organizations as agreed. The payable amount, in addition, shall include the handling fee to be paid by the Bank to the respective credit card international organizations according to relevant agreement. (Currently, the international organizations charge a non-NTD handling fee equaling to 1% of the transaction amount. As for overseas transactions in NTD, the transaction handling fee shall be 1% of the transaction amount.) The cardholder is also obliged to pay to the Bank an overseas transaction service fee equal to 0.5% of the transaction amount. |
International Organization Arbitration Fee | USD500 per transaction. However, if the result of arbitration is in favor of the cardholder, the cardholder shall be exempted from the arbitration fee, partially or entirely. |